Employee guide · Salary sacrifice

Salary sacrifice employee FAQ

What salary sacrifice means for an employee's pay, what it can save them, and what to check before signing up.

Accurate as at 16 October 2026

Who it's for

Employees, shared by HR before a scheme opens.

What's inside

  • The questions employees actually ask, answered plainly
  • What sacrifice does to take-home pay
  • When you can stop, and what happens if you leave

Earlier editions

Kept for reference: each shows the rules and rates in force when the article it accompanied was published.

Related reading

Published by Perky Limited for general information only. It is not intended to be relied on and is not financial, tax, accounting or legal advice. It should not replace advice from your organisation's own advisers.