01
Switch it on
Toggle Grocery Reward inside Perky. Every employee – full-time, part-time, contractor – gets it the same day.
under 60 secondsgrocery reward
Knock £486 off their yearly food bill.
Without touching gross pay.
Instant 7–12% savings pretty much everywhere you shop. Set up in minutes. Works instantly for every employee.
No change to gross pay. No salary sacrifice. No HMRC risk.
Calculate your savings
No commitments · No admin · No faff.
- avg. annual saving – family of 4
- £485.60avg. annual savingfamily of 4
- avg. annual saving – UK household
- £364.08avg. annual savingUK household
- supermarkets – in-store & online
- 15+supermarketsin-store & online
Illustrative. ONS Family Spending, year to March 2025: £98.30/wk for two adults and two children, £73.70/wk for an average UK household, at a blended 9.5% cashback.
grocery reward
“It’s bloody brilliant.”
– Gordon, weekly shopper
+£412.35 saved this year
everywhere your team already shops
15+ retailers. One reward.
easy as 1, 2, 3
Three clicks. Zero admin.
No change to gross pay. No salary sacrifice. No minimum wage issues. Just switch it on and your team starts saving.
how it works
Save as you shop.
Works everywhere you already shop – and stacks with everything you already use. No behaviour change. No trade-offs. Just automatic savings at checkout.
02
We handle the rest
Reloadable digital cards land in employee wallets. We handle support, fraud, reconciliation, finance.
fully self-serve03
See the savings
Track adoption, total saved, ROI vs. cost-of-living top-ups, all in your Employer Hub. Export for board reporting.
measurable ROI01
Pick a supermarket
Open the Perky app, choose where you're shopping, top up your reward card with the amount you want to spend. Tesco, Sainsbury's, Asda – wherever you already go.
instant top-up02
Add to your wallet
Card lands in Apple, Google or Samsung Wallet. No app needed at checkout – works completely offline. Never leave your card at home, never miss a saving.
apple · google · samsung03
Pay & save
Tap to pay in-store or paste online. The saving's already there. Clubcard, Nectar, vouchers and codes still work on top. No codes, no faff – the extra value is already there.
stacks with vouchersreal savings based on real data
What would your team save?
Built on real ONS Family Spending and DEFRA Family Food figures, with our blended 9.5% cashback applied across 16 retailers.
£114.38
£20two adults, two children baseline£350
Including alcohol & takeaways?
DEFRA food & drink – £114.38/wk
Annual saving · per employee
9.5% · inc. alcohol & takeaways£565
on £5,948 of grocery spend a year
Monthly saving
£47.09
5-year saving
£2,825
Calculated at our blended 9.5% cashback rate (range: 7–12% across retailers). Loyalty schemes & voucher codes stack on top.
built different on purpose
The grocery benefit
without the catch.
Other “grocery schemes” are gated behind salary-sacrifice paperwork, capped at employees earning above minimum wage, and carry HMRC risk. Grocery Reward isn’t. It’s a dedicated digital card, loaded from a monthly budget deducted from the employee’s net pay, that pays for itself the moment your team walks into the shop.
01
Inclusive by design
Everyone saves the full amount, no exceptions. Whether full-time, part-time, contractor, zero-hours, on or below minimum wage, basic or higher rate taxpayer.
02
Stacks with everything
Loyalty cards, vouchers, discount codes – all still work on top. Your team don't lose a single penny they were already saving.
03
Use it anywhere
Wherever they shop – tap to pay in-store, paste at checkout online. Same card. Both channels. All 15 retailers.
04
No signal? No problem.
Works offline once the card's loaded into your wallet, no signal needed. Pay through a supermarket dead-zone, no problem.
05
Use your phone. That's it.
Add to Apple, Google and Samsung Wallet so paying is seamless – no extra apps, no checkout friction.
06
No change to gross pay, no salary sacrifice
It's a voluntary net-pay deduction, not salary sacrifice, so it doesn't reduce pay for minimum wage purposes. Your finance team will thank us.
9:41●●●● 5G ▮
Hi Maya
Grocery Reward
Saved this year
£412.18
↑ £10.59 since last week
TOP UP A CARD
See all 16 →
Tesco
Sainsbury's
Asda
M&S
Co-op
Waitrose
RECENT
Tesco – £80.00−£4.80
Asda – £45.20−£2.71
WALLET-READY
tap. shop. saved.
employee experience
Saving in their
back pocket.
One screen. Over 15 places to shop. Top up the amount you’ll spend, and the discount lands before you reach the till. Cards live in Apple, Google or Samsung Wallet – so checkout is just a tap, even when the signal drops.
- monthly active employees
- 78%monthly active employees
- on the App Store
- 4.8★on the App Store
- avg. saved per shop
- £10.59avg. saved per shop
- from top-up to checkout
- <60sfrom top-up to checkout
simple, transparent, cost-neutral
Where Grocery Reward fits.
Add the full Reward Bundle – Grocery Reward plus every other reward we offer – to any plan for a flat £1.50 / employee / month. NI savings on the rest of your stack already cover the platform fee.
Attract
Build a benefits programme that pays for itself.
£3.75/ employee / month
+ £1.50 to add the Reward Bundle
Reward Bundle add-on: Grocery Reward, Fuel Saver+, Daily Brew & the rest of the rewards catalogue.
MOST POPULAR
Engage
For teams that want take-up, engagement, and benefits people actually use.
£4.75/ employee / month
+ £1.50 to add the Reward Bundle
Reward Bundle add-on: Grocery Reward, Fuel Saver+, Daily Brew & the rest of the rewards catalogue.
Retain
Premium wellbeing & recognition. For teams who lead on people strategy.
£5.75/ employee / month
+ £1.50 to add the Reward Bundle
Reward Bundle add-on: Grocery Reward, Fuel Saver+, Daily Brew & the rest of the rewards catalogue.
Reward Bundle is the same flat £1.50 on every plan. No tiered grocery pricing, no excluded retailers.
finance team’s favourite section
The questions you’ll be asked.
No – and that's the point. Grocery Reward is a net-pay benefit: each employee sets a monthly budget that is deducted from their pay after tax and NI, then loaded onto their card. Because nothing comes out of gross pay, there are no minimum-wage checks and no tax, NI or P11D impact. It works for every employee on day one, regardless of pay or contract type.
It doesn't need to. Provisioning is fully self-serve from the Perky app – your team enrol themselves and the cards land in their wallet. We'll happily SSO into your HRIS for headcount sync if you want it (Bamboo, HiBob, People HR, etc), but it isn't required.
Each employee sets a monthly grocery budget, which is deducted from their net pay and loaded onto the card. Perky adds an average uplift of 9.5% (it varies by retailer, ~7–12%), so every £50 of budget lands as £54.75 to spend at the till. It's a genuine cost-of-living beater – real spending power, every shop, on top of any Clubcard, Nectar or voucher codes they're already using.
Grocery Reward is part of the Reward Bundle add-on – a flat £1.50 per employee per month on top of any Perky plan (Attract £3.75, Engage £4.75, Retain £5.75). That £1.50 covers the full reward catalogue (Grocery Reward, Fuel Saver+, Daily Brew and the rest), not just groceries. NI savings on the rest of your benefits stack already cover Perky's platform fee – the Reward Bundle is upside on top of that.
They get the full benefit. Because nothing is deducted from gross pay, there's no risk of dropping below the National Minimum Wage. This is the single biggest reason finance teams pick Grocery Reward over a traditional voucher scheme.
Yes. Once the digital card is loaded into Apple, Google or Samsung Wallet, payment works offline at the till. Top-up itself does need a connection (it's a card-load), but checkout doesn't.
Switch it on inside Perky and your team can be loading cards within an hour – no integration project, no migration. If you're not sure about Perky, try the platform free for 30 days; if you don't see the value, walk away.
your move, hr
Bring your benefits
into 2026.
Try free for 1 month. No commitments, no card required, no sales call. Switch it on, watch savings grow, decide later.
- No commitments
- No cards required
- No sales call
- Live in under an hour
The Perky Pledge
“If take-up doesn’t beat your current benefits platform inside 90 days, you can walk away and we’ll refund your monthly fees.”
Conditions apply. Read the Perky Pledge terms
67% of employees with Perky use 4+ benefits. £364.08 average UK household saving. 15 retailers.